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Fiscal offers the following three Life Stage Programs designed with products and services to meet the changing needs of these young members.  For more information about the terms and conditions of Fiscal’s Life Stage Program, or to join today, please call one of our representatives at (800) 311-3328, or stop by one of our branches.

The M3 Money Club ™ is specifically designed for our members between the ages of 3 and 12.  With the M3 Money Club™, your child will be a part of a world where superheroes rule and learning about money is cool.  It is FREE to join the M3 Money Club™ once you have established membership at Fiscal Credit Union.  Help your kids join the M3 Money Club™ today!  To take a look at everything the M3 Money Club™ has to offer, click here.

It’s never too early to teach teens the importance of financial responsibility. As credit union members, they’ll learn to navigate through the world of personal finance, as well as experience valuable lessons in saving money. Here’s a quick overview of the program offerings:

With a low $5 minimum opening deposit, you can help your teen take the first step toward financial independence.  Click here to take a look at the Elements of Money Web site designed just for Fiscal teens. Members can download the Elements of Money app for free at the Apple App Store or Google's Android Market.

For the latest promotional news for Elements of Money members, click here.  Don't miss out!

If you’re between the ages of 18 and 30, Fiscal’s Pathways financial program will help you put your feet in the right direction for a successful financial future.  Let’s take a look at what’s in Pathways…

If you're 55 years of age or older, Fiscal's new 55+ Advantage* program will help meet your changing needs.  Check out what is available to you:

*Some restrictions apply.  Call the Credit Union for details.

+Benefits Plus Checking provides members with unlimited checks.

Fiscal offers three different Life Stage Programs designed with products and services to meet the changing needs of these young members.  Using your mouse, click on each of the tabs below to learn more about these exciting options available to our young members.

M3 Money Club™ (Ages 3-12)

M3 Money Club™ (Ages 3-12)

The M3 Money Club is specifically designed for our members between the ages of 3 and 12. With the M3 Money Club, your child will be a part of a world where superheroes rule and learning about money is cool. The M3 Money Club includes:

It is FREE to join the M3 Money Club once you have established membership at Fiscal Credit Union. Help your kids join the M3 Money Club™ today!

M3 Money Club

To take a look at everything the M3 Money Club has to offer, click here

For more information about the terms and conditions of the M3 Money Club, or to join today, please call one of our representatives at (800) 311-3328, or stop by one of our branches.

HELOC LTV 60% as low as

3.75%APR**

Auto Loans as low as

1.99%APR**

Certificates as high as

1.31%APY**

Checking as high as

0.03%APY**

IRAs as high as

1.31%APY*

More Rates
*APR = Annual Percentage Rate. Rate reflects maximum available discounts. **APY = Annual Percentage Yield. The yield shown is the highest, based on tier, term, and/or other factors.