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Fiscal offers the following three Life Stage Programs designed with products and services to meet the changing needs of these young members.  For more information about the terms and conditions of Fiscal’s Life Stage Program, or to join today, please call one of our representatives at (800) 311-3328, or stop by one of our branches.

The M3 Money Club ™ is specifically designed for our members between the ages of 3 and 12.  With the M3 Money Club™, your child will be a part of a world where superheroes rule and learning about money is cool.  It is FREE to join the M3 Money Club™ once you have established membership at Fiscal Credit Union.  Help your kids join the M3 Money Club™ today!  To take a look at everything the M3 Money Club™ has to offer, click here.

It’s never too early to teach teens the importance of financial responsibility. As credit union members, they’ll learn to navigate through the world of personal finance, as well as experience valuable lessons in saving money. Here’s a quick overview of the program offerings:

With a low $5 minimum opening deposit, you can help your teen take the first step toward financial independence.  Click here to take a look at the Elements of Money Web site designed just for Fiscal teens. Members can download the Elements of Money app for free at the Apple App Store or Google's Android Market.

For the latest promotional news for Elements of Moneymembers, click here.  Don't miss out!

If you’re between the ages of 18 and 30, Fiscal’s Pathways financial program will help you put your feet in the right direction for a successful financial future.  Let’s take a look at what’s in Pathways…

If you're 55 years of age or older, Fiscal's new 55+ Advantage* program will help meet your changing needs.  Check out what is available to you:

*Some restrictions apply.  Call the Credit Union for details.

+Benefits Plus Checking provides members with unlimited checks.

Fiscal offers three different Life Stage Programs designed with products and services to meet the changing needs of these young members.  Using your mouse, click on each of the tabs below to learn more about these exciting options available to our young members.

M3 Money Club™ (Ages 3-12)

M3 Money Club™ (Ages 3-12)

The M3 Money Club is specifically designed for our members between the ages of 3 and 12. With the M3 Money Club, your child will be a part of a world where superheroes rule and learning about money is cool. The M3 Money Club includes:

It is FREE to join the M3 Money Club once you have established membership at Fiscal Credit Union. Help your kids join the M3 Money Club™ today!

M3 Money Club

To take a look at everything the M3 Money Club has to offer, click here

For more information about the terms and conditions of the M3 Money Club, or to join today, please call one of our representatives at (800) 311-3328, or stop by one of our branches.

Elements of Money (Ages 13-17)

Elements of Money (Ages 13-17)

It’s never too early to teach teens the importance of financial responsibility. That’s why we’re happy to offer The Elements of Money, a program that combines the financial products and services teens need, with real-world educational resources. As a credit union member, they’ll learn to navigate through the world of personal finance, as well as experience valuable lessons in saving money. Here’s a quick overview of the program offerings:

Our young members will be able to access online financial articles, podcasts, blogs and videos specifically designed with their financial needs in mind.  Plus, they can participate in nationwide games, contests and scholarship offers. With a low $5 minimum opening deposit, you can help your teen take the first step toward financial independence.

elements-of-money

Click here to take a look at the Elements of Money Web site designed just for Fiscal teens.  Members can download the Elements of Money app for free at the Apple App Store or Google's Android Market.   

For more information about the terms and conditions of the Elements of Money program, or to join today, please call one of our representatives at (800) 311-3328, or stop by one of our branches.

To review the latest promotion for Elements of Money members, click here.  Don't miss out!

Pathways (Ages 18-30)

Pathways (Ages 18-30)

Your pathway from teenager to adulthood is filled with many twists and turns. In fact, you will make life-changing decisions during this time, whether in your personal life or career. So, how you manage your money during this time is critical. If you’re between the ages of 18 and 30, Fiscal’s new Pathways financial program will help you put your feet in the right direction for a successful financial future.  Let’s take a look at what’s in Pathways…

Plus, you will quality for special promotions and giveaways designed just for Pathways members!  

For more information about the terms and conditions of the Pathways program, or to join today, please call one of our representatives at (800) 311-3328, or stop by one of our branches.

pathways

55+ Advantage (Ages 55+)

55+ Advantage

You've worked hard for many years and have been a loyal Fiscal Credit Union member.  As a special thanks to you, we've created the 55+ Advantage* program, designed exclusively for members who are 55 years of age or older.  So, whether you're in the midst of the "hustle and bustle" of the day, on the road to retirement, or already there, check out what's available to help meet your changing needs:

 PLUS, you'll have access to your accounts through any of the following FREE services available at Fiscal:

Take advantage of all of these exclusive benefits and start enjoying your Fiscal membership even more!  For more information about the 55+ Advantage program, call us at (800) 311-3328, or stop by one of our branches.  We look forward to continuing to serve your changing financial needs!

NOTE :  THE 55+ ADVANTAGE PROGRAM IS EFFECTIVE OCTOBER 8, 2014. TO TAKE ADVANTAGE OF THE EXCLUSIVE BENEFITS, PLEASE CONTACT THE CREDIT UNION AS YOUR EXISTING ACCOUNTS WILL NOT AUTOMATICALLY CONVERT.

55 small logo

*Some restrictions on the listed benefits apply.  Please contact the Credit Union for details.

+Benefits Plus Checking provides members with unlimited checks.

HELOC LTV 60% as low as

3.75%APR**

Auto Loans as low as

1.99%APR**

Certificates as high as

1.31%APY**

Checking as high as

0.03%APY**

IRAs as high as

1.31%APY*

More Rates
*APR = Annual Percentage Rate. Rate reflects maximum available discounts. **APY = Annual Percentage Yield. The yield shown is the highest, based on tier, term, and/or other factors.