Fiscal offers loans for our younger members as a way to establish or re-establish credit. Click on the different options available to our younger members below:
Fiscal offers the following two types of loans for members between the ages of 16 and 17. Let’s take a look:
This auto loan is specifically designed for members between the ages of 16 and 17, and will help them finance their first auto loan. The following are the specific criteria to participate in this loan:
This loan is specifically designed for members between the ages of 16 and 17 to establish credit. The member can choose between a closed-end loan or a revolving line of credit with a limit of up to $500. The minimum payment amount is only $50 and maximum term is 12 months. In order to apply for this loan, members must adhere to the following criteria:
Fiscal offers the following three great loans designed specifically for members between the ages of 18 and 30. Click on each loan below to learn more.
Are you a first time home buyer? Click here to learn more about the options available to you, including FHA loans.
If you have never purchased a new or used car, and do not have credit established, Fiscal will work with you to get you into a loan program designed to meet your financial needs. It is best to get pre-approved for your auto loan prior to going to any dealership. We can save you time, money, and make your first auto buying experience a pleasant one. Talk to one of our representatives today!
The Credit Builder personal loan or line of credit is specifically designed to help young members establish credit. You can use this loan for whatever purpose you desire, whether it is to purchase books in college, decorate your apartment or home, or just go on a much needed vacation. You may choose between a closed-end loan or a revolving line of credit with a limit of up to $500. The minimum payment amount is only $50 and maximum term is 12 months.
Fiscal Credit Union now offers the Smart Option Student Loan® by Sallie Mae®. These loans are specifically for borrowers attending degree-granting institutions. Now, members can pay for college the "smart way" with three great repayment options and competitive rates! The Smart Option Student Loan® is an ideal solution to help you pay for college expenses not covered by scholarships and federal loans. It provides the following features and benefits to members:
To learn more or to apply for a Sallie Mae® Smart Option Student Loan®, click here.
HELOC LTV 60% as low as
Auto Loans as low as
Certificates as high as
Checking as high as
IRAs as high as