Fiscal

Loan Type	Maximum Amount	Annual Percentage	Repayment Terms
Home Equity Lines of Credit	$150,000	Call for current rates and terms
Real Estate Loans		Call for current rates and terms
Line of Credit	$15,000	12.99% - 17.99%	$50 Minimum or 2.5% of balance, whichever is greater
Signature	$15,000	**9.74% - 17.74%	Up to 60 Months
Share Secured	$500 - $100,000	6.50%	Up to 60 Months
Certificate Secured	100% of certificate value	3.00% above certificate rate	Up to certificate maturity

Direct and Indirect Auto Loans

100 Financing*

To read about the CHOICE program, which can help you reduce your auto loan rate by up to 1.00%, click here.

NEW CARS: 100% of MSRP plus tax, license, CL&D, warranty and GAP.
USED CARS: 100% of Retail KBB plus tax, license, CL&D, warranty and GAP.

New Auto

Used Auto

Term
APR**

<66 months	67-72 months	73-84 months
2.74%- 13.74%	3.74%- 10.74%	4.74%- 7.74%

<66 months	67-72 months	73-84 months
3.24%- 14.24%	4.24%- 11.24%	5.24%- 9.24%

90 Financing*

To read about the CHOICE program, which can help you reduce your auto loan rate by up to 1.00%, click here.

NEW CARS: 90% of MSRP plus tax, license, CL&D, warranty and GAP.
USED CARS: 90% of Retail KBB plus tax, license, CL&D, warranty and GAP.

New Auto

Used Auto

Term
APR**

<66 months	67-72 months	73-84 months
2.64%- 13.64%	3.64%- 10.64%	4.64%- 7.64%

<66 months	67-72 months	73-84 months
3.14%- 14.14%	4.14%- 11.14%	5.14%- 9.14%

80 Financing*

To read about the CHOICE program, which can help you reduce your auto loan rate by up to 1.00%, click here.

NEW CARS: 80% of MSRP plus tax, license, CL&D, warranty and GAP.
USED CARS: 80% of Retail KBB retail plus tax, license, CL&D, warranty and GAP.

New Auto

Used Auto

Term
APR**

<66 months	67-72 months	73-84 months
2.54%- 13.54%	3.54%- 10.54%	4.54%- 7.54%

<66 months	67-72 months	73-84 months
3.04%- 14.04%	4.04%- 11.04%	5.04%- 9.04%

Vehicle Loan Limits

Min. Loan Amt.	Max Loan Amt.	Terms (Months)

$2,500		36
$5,000		48
$10,000		66
$15,000		72
$30,000	$75,000	84

Loan Type	Maximum Amount	Annual Percentage	Rate Repayment Terms
Auto/Equity	Loan Amounts, rates and terms same as new and used vehicles (above); $100 document preparation fee
New RV's, Boats and Travel Trailers	100% of MSRP (including tax and license)	**9.24% - 14.24%	Up to 144 Months
Used RV's Boats and Travel Trailers	100% of Retail Blue Book value (including tax and license)	**10.24% - 15.24%	Up to 144 Months
New Motorcycle, Watercraft and Electric Vehicles	100% of MSRP (including tax and license)	**12.49% - 17.49%	Up to 60 Months
Used Motorcycle, Watercraft and Electric Vehicles	100% of retail Blue Book Value	**13.49% - 17.75%	Up to 60 Months

All rates, terms and conditions subject to change without notice. Certain restrictions apply. On approved credit, your rate is dependent upon your individual credit profile. You must be a member in good standing to qualify for Fiscal products and services. Subject to Fiscal CU policies and procedures.

*Stated rates reflect a 0.25% reduction with automatic payment from any Fiscal Checking Account, one of nine available CHOICE discounts. As part of the CHOICE program, Fiscal members can get up to 1.00% off the advertised auto loan rates. For details, click here.

**Stated rates reflect a 0.25% reduction with automatic payment from any Fiscal Checking Account.


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		Fiscal Credit Union is privately insured by American Share Insurance up to $500,000 per account. By member choice, this institution is not federally insured, and if the institution fails, the Federal Government does not guarantee that depositors will get back their money. Accounts with this institution are not insured by any state government.