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Home Equity Lines of Credit (HELOCs)

Need extra cash to make home improvements, plan a family vacation, consolidate debt, or pay your child's college tuition?

Fiscal's Home Equity Lines of Credit provides you with an affordable source of funds using the equity in your home which is the value of your home minus the amount of existing liens. Our Home Equity Lines of Credit offer a variable interest rate that allows you to borrow up to 80 percent of the value of your home. With a Fiscal Home Equity Line of Credit, you can conveniently obtain cash advances.

Our Home Equity Line of Credit has a variable rate of:

4.00% APR (with less than or equal to 60% Loan-to-Value ratio)

and

4.25% APR (between 61% and 80% Loan-to-Value ratio)

We also offer fixed rate Home Equity Loans.

Our Home Equity loan offers a fixed rate of:

10 year term fixed at 6.25% APR

15 year term fixed at 6.75% APR

15 year term fixed at 6.25% APR with 1.5 points

To apply for home equity line of credit, click here.

For more information, call Fiscal at (800) 311-3328 ext. 224, and one of our knowledgeable real estate loan representatives will be happy to assist you.

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Fiscal Credit Union is privately insured by American Share Insurance up to $500,000 per
account. By member choice, this institution is not federally insured, and if the institution
fails, the Federal Government does not guarantee that depositors will get back their
money. Accounts with this institution are not insured by any state government.
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