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Cash First Certificate
The Cash First Certificate allows members to earn dividends up front once they open a term certificate with $10,000.* You will enjoy great rates, plus your savings deposits are always safe and secure. And after you earn your dividends, put them into a Fiscal dividend bearing account, such as checking, money market or new standard term certificate account, where you'll earn even more!
Cash First Asset Builder Certificate
The Cash First Asset Builder Certificate allows members to earn dividends up front once they open a term certificate with $1,000.* You will enjoy great rates, plus your savings deposits are always safe and secure. And after you earn your dividends, put them into a Fiscal dividend bearing account, such as checking, money market or new standard term certificate account, where you'll earn even more!
Insured Money Market Plus Account**
The Insured Money Market Plus Account affords a great opportunity to earn a competitive rate while allowing access to the deposited funds. It provides high liquidity with the goal of "parking" money without locking it in. Like all Fiscal deposit products, Insured Money Market Plus offers insurance of up to $500,000 per account.
Visit a Fiscal branch near you or call (800) 311-3328 for additional details.
*Minimum deposit, 12-month term, new money only. Earned dividends are deposited into a Fiscal Checking, Money Market or new Certificate account.
***Insured Money Market Plus Annual Percentage Yield ("APY")set forth above is accurate as of the last dividend declaration date. The dividend rate and the APY may vary each week as determined by the Credit Union's Board of Directors. The minimum opening deposit and the minimum balance required to earn the APY is $50,000 (new money only). Fees could reduce the earnings on the account. For a complete disclosure of terms and conditions refer to Fiscal CU Truth-In-Savings Disclosure and Electronic Service Disclosure and Agreement.
Term Certificates
Term Certificates allow members to save at higher interest rates and to select a term to fit their financial needs. The rate remains fixed throughout the term of the Certificate. Terms can range from 180 days to 60 months. Fiscal's Term Certificates pay a higher dividend rate (APY) on higher balances and longer terms. See our current rates for more information.
Insured Money Market Account (with Checking Feature)
The Insured Money Market account is a savings account that pays money market rates. The tiered structure of this account gives you flexibility for higher earnings. This means that the greater your balance, the higher your Annual Percentage Yield.
The minimum balance requirement to open and maintain this account is $1,000. You may access your funds at any time for any purpose. Deposits may be made to this account through payroll deduction, Direct Deposit, by mail or a transfer from another financial institution.
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