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Important Information about Your Email Address Privacy
Whenever you share your email address with Fiscal Credit Union, your email address and/or member information will not be sold to a third party.
Privacy
We value your interest in learning more about our products and services and we are committed to protecting the personal privacy of the visitors to our web site. It is our policy to limit the collection and storage of personal information necessary for us to administer our business, provide you with quality service and offer you opportunities we think might be of interest. We do not disclose any personal information collected from our web site to unaffiliated organizations.
Important Information about Your Privacy
Fiscal Credit Union understands the importance of protecting the privacy of our
members. As such, we are committed to maintaining the confidentiality of each member's financial records consistent with state and federal laws. This notice explains how the Credit Union collects and shares your nonpublic personal information (information that is not available publicly) and further describes your rights to limit what information we may share about you.
This privacy notice replaces any previous privacy notices from us. We reserve the right to revise our privacy notice as our business needs and practices change or as the law requires. If we revise our policies, we will provide our active members with copies of our new policies at that time.
Information We Collect and Share to Conduct Our Business:
During the course of business, we collect nonpublic personal information ("information") about you from the following sources:
- Information that you provide to us in person, in writing, or through the Internet.
- Information obtained through your transactions and experiences with us.
- Information we receive from non-affiliated third parties about their transactions
and experiences with you.
- Information provided by credit reporting agencies and similar companies.
We collect this information about you to complete your transactions and to maintain
your accounts and related records. In the course of conducting our business
we may share any of the information we collect about you with third parties if: 1) you request or authorize it; 2) the information is provided to help complete a transaction initiated by you; 3) the information is provided to a third party providing services to us, such as data processing, printing services, mailing services, and marketing services; 4) the information is provided to a consumer reporting agency in accordance with the Fair Credit Reporting Act; or 5) the disclosure is otherwise lawfully required or permitted. Furthermore, we may also disclose information about you to other nonaffiliated and affiliated third parties not described in this notice as permitted by law.
Information Shared Within the Credit Union:
We restrict access to your information to those employees who need to know that information to provide products or services to you. Our employees may also access information to exercise our rights under the law or pursuant to any agreement with you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your information.
Information Shared with Other Financial Service Providers:
In addition to the foregoing, to provide you with access to a wide variety of financial products or services, we may enter into joint marketing agreements with other financial service providers and share any of the information we collect about you. Prior to sharing any information with such entities, we require them to agree to safeguard our members' information and to comply with all applicable privacy laws. Examples of such financial service providers include insurance agents and credit card companies. However, if you do not wish for us to share any of your information under these joint marketing arrangements, you have the right to opt out of such information- sharing as explained below in the section entitled "Your Right to Opt Out."
Information Sharing in the Event of Termination of Membership:
If you terminate your membership or become an inactive member, we will adhere to the
privacy policies and practices as described in this notice.
Your Right to Opt Out:
The Credit Union understands that there are certain third parties with whom you do not wish for us to share your information. If you do not wish for us to share your information with those financial service providers with whom we have joint marketing agreements, you have the right to opt out at any time. If you wish to exercise your opt out rights as described above, you may opt out in one of three ways as follows:
- Fill out an opt-out form and send it back to us at Fiscal Credit Union,
P.O. Box 251029., Glendale, CA 91225-1029.
- Call us toll-free at (800) 311-3328 from 8:30 a.m. to 4:30 p.m., PST.
- E-mail us at OptOut@fiscal.org and include your full name (for security purposes, DO NOT include your membership or social security number), and type "I wish to opt out."
Your opt-out will remain effective until revoked in writing. Please note that even if you opt-out, we will continue to share your information to conduct our business as described above, to the extent permitted by law.
For questions regarding this notice, call (800) 311-3328.
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